Health insurance fraud: The addiction to money

10/05/2009

Nowadays, an easy dollar seems like the easy solution for every problem one might face. Whether it’s to rid yourself off debt that has been plaguing you for years or to help out a loved one; these reasons make ordinary people turn against the law in order to fulfill ones desires and meet ones needs. The United States, as well as other countries that are enduring financial adversities, is all experiencing fraud at high records.

Health insurance fraud is one of the most common forms of fraud known to man. Anything from false injuries on the job to staged automobile accidents are all commonly used forms of health insurance fraud. Staged automobile accidents have been a reoccurring problem plaguing the United Kingdom’s roads in recent years. The act of one driver hitting another and claiming to be the victim in order to claim insurance money, has received the attention of United Kingdom residents, as well as citizens worldwide. Lack of damage, lack of possible injury, outrageous financial demands and fake doctors backing up the culprit’s story are all manifestations of a falsified claim and is punishable by law.

Sometimes it’s not just the everyday, average Joe who commits the fraud. Sometimes it’s the person who handles all of the information. Doctors, chiropractors and psychiatrists can be behind health insurance frauds as well. A doctor in Tennessee was recently convicted of prescription drug fraud and improper prescribing techniques. One of his patients, a Tennessean police officer was also indicted under charges of turning around and selling these exact drugs that were prescribed to him by his doctor. Trials for the two professional, together with other individuals involved, have yet to be set although the doctor is accused of four felony accusations with up to twelve charges pending.

Injustice will always have its price. Fraudulent individuals will eventually be caught and given the appropriate punishment through the court. The examples mentioned about deceptive claims and other acts are facts that real life people endure once they commit serious crimes. The aftermath of these crimes and the actions taken by these wrongdoers don’t just stop with themselves. The crimes affect third parties like the patients the deceitful doctor treated. In the Tennessee doctor’s case, he was putting an excess of potentially deadly pills into his patient’s prescription to receive more fees from the insurer. This malpractice is detrimental to the lives of his patients if this was not stopped (Luckily it was). To protect yourself from these scams, make sure to know your physician well and other services before actually availing of them.