At a point writer plainly writes, “As physician I can’t offer same services to the uninsured patient since I can to people who has got health insurance.” This is because of high cost of processes, studies, drugs etc. He as well cited example of young woman who have had breast cancer having up to $40,000 in an medical care costs because of her insurance company that are cutting her off when paying for what they have deemed fair coverage. Author after that discusses how sizeable portion of this money paid to an health insurance companies does not even go to the health care, however to things such as advertising, marketing, salaries etc.

With increasingly people out of work nowadays, question repeatedly comes, what to do of one’s health policy? In this installment of Weekly Health Insurance Roundup, we may look at some articles, which discuss what can happen to health insurance after losing job, what to do on it. First article comes from New York Times & is entitled, “When Job Disappears, So Does Health Care.” You can find many good policies on the Internet just by doing the right kind of research, which should not be a big problem. This will help you a great deal in getting the cost of the premium reduced a great deal if done in the right way.

We can also discuss how few people make use of COBRA (Consolidated Omnibus Budget Reconciliation Act) in order to keep few health insurance, however for these workers, the COBRA is not the option. These losses are as well taking affect on hospitals. Hopefully president elect Obama’s claim to provide universal & comprehensive health insurance that comes through, as people like this can use all help that they can get.

Author closes out article by stating, “Only publicly financed, and privately run system will help us to realize Dr. King dream to remove inequalities & injustices.” While much a lot is done to know this dream, in case it is realized, one will hope that steps that we take to get reasonable health care & health insurance that everyone needs is not impossible one.

Next article will come from the Modern Medicine, author cites current study by Institute of Medicine, Consequences for Health Care,” which looks at an effects of getting uninsured in country. According to report, one in five non-elderly Americans, one in ten kids do not have health insurance. It means adults & children are less likely to get preventative care & services, which will avoid unnecessary complications and death.

Article goes on say that big large number of uninsured Americans will affect host of the health care so unhelpfully that it cannot just have financial impact on health care industry, even those who have health insurance coverage. Report flatly states not just can policymakers & public presume that medical requirements of uninsured are been met with charities & emergency rooms, that lack of insurance coverage is hazardous for health. This is very biting stuff, which appears to show that change or reform might be for better, instead sticking with status quo.

The local case of people who cannot afford health insurance policy going to local clinic, and one that runs on the donations & volunteers. Whereas there is one who opposes any type of governmental control on health care, director of a clinic said of more universal system, which funded everybody. We see people and it is as simple that.” Hopefully this funding are realized somehow, so everybody will get an health insurance & health care insurance coverage that they deserve.